For about the past week, I’ve been posting on Facebook about the Litchfield Hills Triathlon I ran last Sunday. I wasn’t posting to help psych myself up for a rough, hot, intimidating race (okay, maybe a little), I was hoping to make a point. A strong point about a real problem my clients run into, especially when they are late becoming my client (i.e., have gone it alone through a court hearing or two).
So, here’s the thing: I have a running coach. She outlined a comprehensive, step-by-step program to help get me ready for this race. I considered that vital – anyone who’s ever driven around Litchfield, Connecticut would know why … it’s not call the Litchfield HILLS race for nothing.
I followed the plan religiously … until I didn’t. Things got in the way. I am not a professional triathlete, I will never get any king of sponsorship to pay for shoes, clothing, coaching, all that stuff. In short, I’m a business owner who runs (swims and bikes too, I suppose) to stay in shape and, most importantly, stay mentally sharp.
So, things (life) got in the way of our perfect plan. A workout skipped, a mile or two skimped on, you know how it goes.
At no time during my training, however, did I ever run the risk of being kept from running the race. It wasn’t like I had to check in Sunday morning with my training program signed off on and in perfect order in order to race. No race clerk to scan through and say, “It’s all in order, go get in line, hand this to the starter and you’re good to go.”
And. it’s certainly not like, in my case, there was someone to say, “Oh, hey Sarah, you missed a timed workout on June 8th, and this long run on the 20th … sorry, you can’t race. You’re out … it just wouldn’t be fair to the racers who did the work.”
No, that would have been ridiculous, anyone who pays the race fee and wants to abuse their body for a few hours can start the race. Anyone who has prepared at least somewhat has a chance to at least finish.
The ‘Sorry, you can’t race scenario” is the foreclosure process. I give my clients a list of things they have to do. Same as my coach gave me. The difference is, however, that if they skip an item or try to get by with a half measure, they know they stand a good chance of defaulting – they will get kicked out of the race.
This kind of default means losing a home. It’s as simple as that.
For the people who are debating getting an attorney because they think they’ve got a decent grasp on what should be on the list and how and when to get into the race … well, usually I see those people at some point after it’s started and why I can usually help, it’s like running the race with a cramping hamstring – it can go a number of ways, only one is good.